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In 2017, Hurricanes Irma and Maria left behind a massive trail of destruction in Puerto Rico and the US Virgin Islands. Local officials were faced with the challenge of quickly and efficiently assessing the most pressing needs, and determining how to…

Employment rates and earnings rise sharply for those with a post-secondary education. However, the high cost can put it out of reach for many children; fully 97 percent of college students from low-income households are unable to cover their costs…

Fannie Mae had conducted extensive research with various groups of consumers (e.g., renters, young adults, delinquent borrowers, homeowners, refinancers, etc.), including several survey research projects to examine how consumers shop for mortgages. To…

Homeless encampments have not been as visible on the American landscape since the Great Depression. Today’s encampments appear to reflect a complex set of factors, including increasing numbers of people living in deep poverty, underinvestment in new…

The U.S. Department of Housing and Urban Development (HUD) wants to know about the effectiveness of offering access to first-time homebuyer education and counseling.

Temporary Assistance for Needy Families (TANF) is a key component in supporting self-sufficiency among families, including those experiencing or at-risk of homelessness. The U.S. Department of Health and Human Services’ (HHS) Administration for Children…

More than six in 10 drug overdose deaths in the U.S. involve an opioid, and an estimated 91 Americans die every day from an opioid overdose, according to the Centers for Disease Control and Prevention. For the homeless who survive an opioid overdose and…

For more than 25 years, the Family Self-Sufficiency program (FSS) has helped subsidized housing residents make progress toward economic security. The Department of Housing and Urban Development, which runs FSS, wanted to document some successes.

The Consumer Financial Protection Bureau (CFPB) works to help consumers enhance their financial well-being, a holistic metric that goes beyond income and credit score to capture individuals’ perceptions of their financial security and ability to make…

Housing Choice Vouchers let residents choose housing units that meet rent and quality guidelines. Using a single metropolitan-wide standard to set the maximum subsidy for voucher holders can limit recipients’ access to neighborhoods with high-performing…